Marathon, Duck Key, Key Colony Beach and Islamorada Waterfront and Oceanfront real estate and homes for sale in Florida - Lela Ashkarian, REALTOR® Lela Ashkarian REALTOR(r) for Marathon, Duck Key, Key Colony Beach and Islamorada, Florida real estate, Waterfront and Oceanfront - NUMBER1EXPERT™ Lela Ashkarian NUMBER1EXPERT(tm) for Marathon, Duck Key, Key Colony Beach and Islamorada, Florida real estate, Waterfront and Oceanfront
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Why Buyers Choose Me: Marathon, Duck Key, Key Colony Beach and Islamorada Florida home buying, real estate listings, and homes for sale in Monroe County, FL
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Buying a Home Requires Many Difficult Decisions. Make Sure Your real estate agent is a Top Local Expert. 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As a top Marathon, Duck Key, Key Colony Beach and Islamorada area real estate agent, here is how I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the Marathon, Duck Key, Key Colony Beach and Islamorada market, even listings not yet on the MLS, through my professional Florida real estate affiliations. 

- My expert local knowledge of the Marathon, Duck Key, Key Colony Beach and Islamorada area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Marathon, Duck Key, Key Colony Beach and Islamorada is no different! It's my job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? I help home buyers make decisions like this every day, and I'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. I will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and I will view every home that you are interested in, together. And prior to closing I will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. I will give you the full benefit of my real estate knowledge and experience. 

Let me represent your best interests in your search for a new home in the Marathon, Duck Key, Key Colony Beach and Islamorada area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Ask me any question about buying a home in Marathon, Duck Key, Key Colony Beach and Islamorada. It's my job to help you! There's no obligation, and I promise to respond quickly... 

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Real Estate Tips
Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Real Estate Trivia
Q 
What structure is regarded as the best surviving example of Pennsylvania Dutch architecture?

A 
The Georg Muller House in Milbach, PA, built in 1752.
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Lela Ashkarian

"Lela, I can't thank you enough for going out of your way and helping me achieve a dream of being a home owner. You are indeed an angel." - Sherry

"Lela came to the forefront with her negotiating skills and professionalism and created a contract satisfactory to both parties... from the beginning to the end, Lela was always there with wisdom, confidence, encouragement, an infectious smile to help us." - James

"I'm very happy to say we found the home of our dreams. I personally believe we owe this all to one individual...Lela Ashkarian" - Jim & Oleta

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Lela Ashkarian, REALTOR®, real estate agent and broker for Marathon, Duck Key, Key Colony Beach and Islamorada Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

'Lela' Ashkarian P.A. CRS, e-PRO. GRI
Coldwell Banker Schmitt Real Estate

11050 Overseas Highway
Marathon, FL. 33050
Direct: 305-395-0814
Mobile: 305-395-0814
Toll Free: 800-366-5181 ext 6492
eFax: 305-946-7771
Voice Mail: 800-366-5181 ext 6492
Email: lela@coldwellbanker.com
Email: lelasells@bellsouth.net

My purpose is to help buyers and sellers Making Their Dream a Reality! To Live and Work in a prosperous environment in The Heart of Florida Keys and Key West that encourages productivity, to that we may improve the service we render to our family, friends, company, our community, our nation and, ultimately, the World. By the way, why is that immigrants to the United States succeed and become self-made millionaires at four times the rate of native-born Americans on a per-capita basis? and the simplest reason of all, aside from the fact that they had to have more ambition to leave their home to come here, is that they come here with a blank slate...is they come here, and they say, "Now, I'm starting all over from nothing." Many of them come here penniless, with no friends, no contacts, no ability to speak English. They have no education. They have no background. they start with nothing but a blank slate. and what they do is they say, "Now, I'm in the land of dreams. What is my dream?" (Brian Tracy). Does this resonate with you? it does with me! Now what is your dream? Thank You. Lela p.s. People don't mind trading information for good value. Please feel free to leave your email and phone number where I can communicate with you effectively.

CRSeProGRIEqual HousingMLSREALTOR


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Coldwell Banker Schmitt Real Estate real estate and homes for sale in Marathon, Duck Key, Key Colony Beach and Islamorada Florida


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