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Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. You might be a bit afraid or intimidated by the whole process of buying your Florida Keys first home. As a top Marathon Florida Keys Real Estate Agent, Coldwell Banker Schmitt Real Estate, Lela Ashkarian 305-289-6492 helps local service providers, officers, teachers, governmenatl employes achieve their goal of owning their first home in Florida Keys, Duck Key, Key Colony Beach and Islamorada real estate expert, it's my job to guide you, from beginning to end. I will take the time to go through each and every step of the buying process. Patience is being persistent in the process and you will know why? Call Lela 305-395-0814 or visit our office at Coldwell Banker Schmitt Real Estate, 11050 Overseas Highway, Marathon, Fl 33050 Bay Side. Marathon Key. Florida Keys Real Estate. Real Estate is local so buyer be aware. Connect with Lela Ashkarian, Coldwell Banker Schmitt Real Estate, Marathon, Florida Keys. It's my job to help you achieve your dream of owning a property in Florida Keys. 
Real Estate Tips
Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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Real Estate Trivia
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Which house over 100 years old still holds the title as the largest house in the U.S.?
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| A |
The 250-room Biltmore House in Asheville, NC, built 1890-1895 at a cost of $4.4 million, is the largest house in the US. |
 See More Real Estate Trivia > |
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'Lela' Ashkarian P.A. CRS, GRI, e-PRO, SFR
Coldwell Banker Schmitt Real Estate
11050 Overseas Highway
Marathon, FL. 33050
Direct: 305-395-0814
Mobile: 305-395-0814
Private Land Line: 305-289-6492
eFax: 305-946-7771
Office Line: 305-743-5181
Email: lela@coldwellbanker.com
Email: lelasells@bellsouth.net
email: 395.0814@305.ac
email: aslanlelalu@gmail.com
Florida Keys Real Estate Top Selling and Listing Agent, Member of Primier Upscale Preview Coldwell Banker President Club, specializes in Luxury homes, condos, townhouses in Marathon and Middle Keys, Key Colony Beach Real Estate, Coco Plum beaches, Grassy Key, Duck Key Shark Key and Upper Keys Islamorada. 305-395-0814 or 305-289-6492
Living in Florida Keys since 1983. I will and can help you find that perfect home in the Marathon, Duck Key, Key Colony Beach, Coco Plum and Islamorada Upper Florida Keys.
Call Lela Ashkarian, Coldwell Banker Schmitt Real Estate, 305-395-0814 Real Estate Florida Keys Top CRS, GRI, e-PRO Realtor.        
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