Marathon Florida Keys, Duck key, Key Colony Beach, Living in Florida Keys, Islamorada, Coco Plum Beach, Real Estate and Homes for Sale in Florida. - Lela Ashkarian, REALTOR®

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Ranked the number five in the Entire Florida Coldwell Banker Agent for the 2009. Flying Solo! TOP Producing Agent for Coldwell Banker In Marathon 2008.Lela is ranked In the top 3% Designated and Certified Internet Professional e-PRO, Certified Residential Specialist (CRS) and Graduate Institute of Realtor (GRI). Buyer's Agent representation. Call Lela 305-395-0814 or email her lela@coldwellbanker.com

You can trust me with your important referrals. I have a great track record of success as a top producer. I have the experience you are looking for. Plus I am a very web-savvy real estate agent, which is important to the majority of homeowners today. Why send a referral to anyone other than the best? This only reflects positively on you.

As you well know, top real estate agents also have a higher closing ratio. You'll have a better chance of making a sale when you send your referrals to me.

Grow your business by using proven, top agents. Your clients will be happy and this will lead to even more referrals for you, and at the same time you'll enjoy a greater percentage of your referrals turning into sales. Think about it.

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"There are two dimensions as to why you trust someone. One is that they have character. That's who they really are. The other is that they have competence and ability to do things, make things happen. And you really trust people that have both character and competence. Both are vital. If they have only one and not the other, then we'll tend not to trust them.

And as an entrepreneur you're constantly dealing with people, and you want to work with people that you can count on, and rely on, and trust. And that is a reflection of both, do they have character? And do they have competence? If they have both, you can trust them. If they don't -- if they're lacking any one of those, then you won't."

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You can trust me with your important referrals. I'm a web-savvy, top selling agent in the Marathon, Duck Key, Key Colony Beach and Islamorada area. Provide me with a few details, and I promise to get back to you quickly...

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Real Estate Tips

First Time Buyers >Good Faith Estimates

Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.

If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.

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Real Estate Trivia

Q	Which home is #1 on the Top 10 list for most-visited Historic Home in the United States?
A	Graceland, the palatial home of Elvis Presley in Memphis, TN, attracts 600,000 visitors a year.
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Lela Ashkarian, REALTOR®, real estate agent and broker for Marathon Key, Duck Key, Key Colony Beach, Islamorada and Coco Plum Beach, Florida home listings, property and land for sale - NUMBER1EXPERT

'Lela' Ashkarian P.A. CRS, GRI, e-PRO, SFR
Coldwell Banker Schmitt Real Estate
11050 Overseas Highway
Marathon, FL. 33050
Direct: 305-395-0814
Mobile: 305-395-0814
Private Land Line: 305-289-6492
eFax: 305-946-7771
Office Line: 305-743-5181
Email: lela@coldwellbanker.com
Email: lelasells@bellsouth.net
email: 395.0814@305.ac
email: aslanlelalu@gmail.com
Florida Keys Real Estate Top Selling and Listing Agent, Member of Primier Upscale Preview Coldwell Banker President Club, specializes in Luxury homes, condos, townhouses in Marathon and Middle Keys, Key Colony Beach Real Estate, Coco Plum beaches, Grassy Key, Duck Key Shark Key and Upper Keys Islamorada. 305-395-0814 or 305-289-6492 Living in Florida Keys since 1983. I will and can help you find that perfect home in the Marathon, Duck Key, Key Colony Beach, Coco Plum and Islamorada Upper Florida Keys. Call Lela Ashkarian, Coldwell Banker Schmitt Real Estate, 305-395-0814 Real Estate Florida Keys Top CRS, GRI, e-PRO Realtor.

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