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Ranked the number five in the Entire Florida Coldwell Banker Agent for the 2009. Flying Solo! TOP Producing Agent for Coldwell Banker In Marathon 2008.Lela is ranked In the top 3% Designated and Certified Internet Professional e-PRO, Certified Residential Specialist (CRS) and Graduate Institute of Realtor (GRI). Buyer's Agent representation. Call Lela 305-395-0814 or email her lela@coldwellbanker.com  

You can trust me with your important referrals. I have a great track record of success as a top producer. I have the experience you are looking for. Plus I am a very web-savvy real estate agent, which is important to the majority of homeowners today. Why send a referral to anyone other than the best? This only reflects positively on you. 

As you well know, top real estate agents also have a higher closing ratio. You'll have a better chance of making a sale when you send your referrals to me. 

Grow your business by using proven, top agents. Your clients will be happy and this will lead to even more referrals for you, and at the same time you'll enjoy a greater percentage of your referrals turning into sales. Think about it. 

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"There are two dimensions as to why you trust someone. One is that they have character. That's who they really are. The other is that they have competence and ability to do things, make things happen. And you really trust people that have both character and competence. Both are vital. If they have only one and not the other, then we'll tend not to trust them. 

And as an entrepreneur you're constantly dealing with people, and you want to work with people that you can count on, and rely on, and trust. And that is a reflection of both, do they have character? And do they have competence? If they have both, you can trust them. If they don't -- if they're lacking any one of those, then you won't." 

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You can trust me with your important referrals. I'm a web-savvy, top selling agent in the Marathon, Duck Key, Key Colony Beach and Islamorada area. Provide me with a few details, and I promise to get back to you quickly... 

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Real Estate Tips
Financing Your Home >Mortgage Terms

New mortgage loan products offer a more complex selection of terms. Lenders now offer mortgages that are blends of short-term ARMs and 30-year fixed-rate loans with a lower fixed-rate of interest for a period of five, seven or ten years. Be sure that you understand what happens at the end of the initial term before you sign on the dotted line for such a loan.

Many of these loans revert to a 1-year adjustable rate loan at the end of the initial term and can be adjusted once a year based on an index tied to the cost of money. You should know how much over the index your rate will be set and the limit or cap on how much your payments can increase. A "balloon" note requires the entire balance to be paid to the lender after the initial period of the loan ends. Most of these loans require the lender to guarantee to refinance the note at that point if payments have been timely. The lender should spell out how the re-finance rate will be determined and what costs will be involved. These loans can help you buy a more expensive house than you could afford with a 30-year fixed rate mortgage, but be sure that you understand the terms and the potential risks.

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Real Estate Trivia
Q 
What architectural detail made its way into the design of many suburban homes built in the 1950s, 60s and 70s?

A 
The picture window was a signature of the suburban American neighborhood.
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Lela Ashkarian, REALTOR®, real estate agent and broker for Marathon, Duck Key, Key Colony Beach and Islamorada Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

'Lela' Ashkarian P.A. CRS, GRI, e-PRO, SFR
Coldwell Banker Schmitt Real Estate

11050 Overseas Highway
Marathon, FL. 33050
Direct: 305-395-0814
Mobile: 305-395-0814
Private Land Line: 305-289-6492
eFax: 305-946-7771
Office Line: 305-743-5181
Email: lela@coldwellbanker.com
Email: lelasells@bellsouth.net
email: 395.0814@305.ac
email: aslanlelalu@gmail.com

Florida Keys Real Estate Top Selling and Listing Agent, Member of Primier Upscale Preview Coldwell Banker President Club, specializes in Luxury homes, condos, townhouses in Marathon and Middle Keys, Key Colony Beach Real Estate, Coco Plum beaches, Grassy Key, Duck Key Shark Key and Upper Keys Islamorada. 305-395-0814 or 305-289-6492 Living in Florida Keys since 1983. I will and can help you find that perfect home in the Marathon, Duck Key, Key Colony Beach, Coco Plum and Islamorada Upper Florida Keys. Call Lela Ashkarian, Coldwell Banker Schmitt Real Estate, 305-395-0814 Real Estate Florida Keys Top CRS, GRI, e-PRO Realtor.

CRS ePro GRI Equal Housing MLS REALTOR CRS RELO




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